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Our Beginning Consumer Credit Counseling Service, Inc. was established in Salina, Kansas in 1985 and has grown from 1 location to having a full time branch office in Wichita and satellite locations in Hutchinson, Hays, and Garden City. Counseling services are offered for an initial counseling fee of $25. CCCS also offers low cost educational programs geared toward the prevention of financial difficulties and is a HUD certified housing counseling agency.
Our mission is to aid in the prevention of financial difficulties through education and to offer a Debt Management Program (DMP) for the orderly liquidation of debt. The fee to set up a DMP is only $25 with a monthly maintenance fee of $1 per account per month—$20 maximum.
We are dedicated to providing confidential and professional financial counseling and debt management, to aid and rehabilitate financially distressed consumers, and to foster community consumer education on family money management, budgeting, and appropriate use of credit. We provide education and counseling regardless of race, color, creed, national origin, sex, social position, or financial status.
CCCS is a not-for-profit community service organization and funding for services come from a combination of public and private grants, donations, client fees, and creditor contributions. Creditor contributions are usually calculated as a percentage of payments made through a Debt Management Plan—up to fifteen percent (15%) of each payment received. However, accounts with creditors will always be credited with one hundred percent (100%) of the amount sent through CCCS. Since creditors have a financial interest in getting paid, many are willing to make a contribution to help fund our agency and we will work with all creditors, regardless of whether they contribute to the agency or not.
Our Debt Management Programs are voluntary programs that serve the dual role of helping you repay your debts and helping creditors collect the money owed them.
Please do not hesitate to contact our agency if you have any further questions about our services and programs.
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Consumer Credit Counseling Service, Inc. |
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People who care - Plans that work |
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Home - About Us - Credit Counseling - On-Line form - Financial Education - Credit Review - Debt Management Program |
